Whether you are the victim of a car accident or the driver of another vehicle, you have the right to file a claim. You can ask for money for medical expenses and property damage. Before filing a claim, you should establish a range of possible payments. This range should be kept confidential from the insurance adjuster. A claim adjuster will not give you more money than you ask for. Therefore, aim high. It is also a good idea to read the declaration page of your insurance policy and understand what is covered under it.
Many people skip doctor’s appointments for a variety of reasons. Although these reasons may be perfectly valid, insurance companies are not so forgiving. Missed medical appointments will be used as evidence by your insurance company. This is especially important if you have medical coverage. You may be able to negotiate with your health insurance provider on your own, but it’s best to have an attorney by your side.
The amount of evidence you have to present will determine the amount of your potential settlement. Evidence such as purchase paperwork shows the price of your car and maintenance records will help show the condition of your vehicle before the accident. Insurance companies are motivated to pay as little as possible when filing a claim, so you need to prepare a counteroffer to protect your rights.
While it may seem tempting to discuss your accident on social media, be careful not to disclose anything that may jeopardize your chances of getting a fair settlement. Any posts or images on social media about the incident could be used by the insurance company and defense attorneys to use against you later. If you’re worried about your privacy, you can provide a written statement.
If you have been injured in a car accident, it’s important to refuse the first settlement offer that comes your way. Insurance companies want to keep you from hiring a lawyer or pursuing real damages. It’s best to work with a qualified attorney right away. In addition, you should never talk to the insurance company investigators without first seeking advice.
In addition to gathering contact information from all drivers involved in the car accident, it is important to take pictures of the accident scene and your injuries. These photos may help your lawyer collect these evidences. Additionally, you’ll want to document any signs of weather, road conditions, or skid marks. It’s also helpful to gather pictures of damage to your property or the other party’s vehicle.
Although you don’t have to hire an attorney to negotiate your car accident settlement, a legal professional can help you obtain a higher settlement amount. Moreover, insurance adjusters are usually more responsive to personal injury claims if a lawyer is involved. They also have the skills to handle complicated cases and go to court if necessary.
